In July, the investment bank Goldman Sachs, a relative crypto latecomer, announced that it and the financial institution BNY Mellon planned to tokenize, or put into blockchain wrappers, money-market funds. And in September, the banking giant Morgan Stanley, long a blockchain skeptic, decided to partner with a crypto infrastructure provider to let its brokerage customers trade cryptocurrencies like Bitcoin and Ethereum in the first half of 2026.
^ See supra sections II.A–B, pp. 1035–48.
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